.legal-hero{position:relative;padding:96px 24px 56px;background:linear-gradient(135deg,#0a1d3d 0%,#1e3a6f 45%,#311B92 100%);color:#fff;text-align:center;overflow:hidden}.legal-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 20% 30%,rgba(245,124,0,0.12) 0%,transparent 50%),radial-gradient(circle at 80% 70%,rgba(194,24,91,0.14) 0%,transparent 50%);pointer-events:none}.legal-hero-inner{max-width:840px;margin:0 auto;position:relative;z-index:2}.legal-hero-eyebrow{display:inline-flex;align-items:center;gap:8px;padding:6px 16px;background:rgba(255,255,255,0.10);border:0.5px solid rgba(255,255,255,0.18);border-radius:999px;font-size:11px;font-weight:700;color:#FCD34D;letter-spacing:0.16em;text-transform:uppercase;margin-bottom:16px}.legal-hero-eyebrow i{font-size:12px}.legal-hero h1{font-family:var(--font-heading);font-size:clamp(30px,4vw,44px);font-weight:700;line-height:1.18;margin:0 0 14px;color:#fff}.legal-hero p{font-size:clamp(15px,1.6vw,17px);line-height:1.6;color:rgba(255,255,255,0.86);max-width:620px;margin:0 auto}.legal-meta-row{display:flex;gap:8px;justify-content:center;flex-wrap:wrap;margin-top:22px}.legal-meta-pill{display:inline-flex;align-items:center;gap:6px;padding:5px 12px;background:rgba(255,255,255,0.08);border:0.5px solid rgba(255,255,255,0.14);border-radius:999px;font-size:11.5px;color:rgba(255,255,255,0.78);letter-spacing:0.04em}.legal-meta-pill i{font-size:10px;color:#FCD34D}.legal-switcher{background:#F4F3F7;padding:18px 24px;border-bottom:1px solid #E2E8F0}.legal-switcher-inner{max-width:1000px;margin:0 auto;display:flex;gap:10px;justify-content:center;align-items:center;flex-wrap:wrap}.legal-switcher-label{font-size:11px;font-weight:700;color:#5F5E5A;letter-spacing:0.14em;text-transform:uppercase}.legal-switcher-pill{display:inline-flex;align-items:center;gap:7px;padding:7px 14px;background:#fff;border:1px solid #E2E8F0;border-radius:999px;font-size:12.5px;font-weight:600;color:#475569;text-decoration:none;transition:background 0.2s,color 0.2s,border-color 0.2s,transform 0.2s}.legal-switcher-pill i{font-size:11px;color:#534AB7}.legal-switcher-pill:hover{background:#534AB7;color:#fff;border-color:#534AB7;transform:translateY(-1px)}.legal-switcher-pill:hover i{color:#FCD34D}.legal-switcher-pill.active{background:#534AB7;color:#fff;border-color:#534AB7}.legal-switcher-pill.active i{color:#FCD34D}.legal-layout{max-width:1200px;margin:0 auto;padding:48px 24px 64px;display:grid;grid-template-columns:240px 1fr;gap:48px}.legal-content{max-width:760px}.legal-toc{position:sticky;top:96px;align-self:start;font-size:13px;line-height:1.55}.legal-toc-title{font-size:10.5px;font-weight:700;color:#534AB7;letter-spacing:0.16em;text-transform:uppercase;margin-bottom:12px;padding-bottom:10px;border-bottom:1px solid #E2E8F0}.legal-toc ol{list-style:none;padding:0;margin:0;counter-reset:legal-toc}.legal-toc li{margin-bottom:7px;padding-left:28px;position:relative;counter-increment:legal-toc}.legal-toc li::before{content:counter(legal-toc);position:absolute;left:0;top:1px;width:20px;height:20px;background:#F4F3F7;border-radius:50%;font-size:10px;font-weight:700;color:#534AB7;display:flex;align-items:center;justify-content:center}.legal-toc a{color:#475569;text-decoration:none;transition:color 0.15s}.legal-toc a:hover{color:#534AB7}.legal-toc-mobile{display:none;background:#fff;border:1px solid #E2E8F0;border-radius:12px;padding:14px 18px;margin-bottom:24px}.legal-toc-mobile summary{cursor:pointer;font-size:13px;font-weight:700;color:#534AB7;letter-spacing:0.08em;text-transform:uppercase;list-style:none;display:flex;align-items:center;justify-content:space-between}.legal-toc-mobile summary::-webkit-details-marker{display:none}.legal-toc-mobile summary::after{content:'\f078';font-family:'Font Awesome 6 Free';font-weight:900;font-size:11px;transition:transform 0.25s}.legal-toc-mobile[open] summary::after{transform:rotate(180deg)}.legal-toc-mobile ol{list-style:none;padding:0;margin:12px 0 0}.legal-toc-mobile li{margin-bottom:6px;font-size:13px}.legal-toc-mobile a{color:#475569;text-decoration:none}.legal-toc-mobile a:hover{color:#534AB7}.legal-tldr{background:linear-gradient(135deg,#FFF7ED,#FFEDD5);border:1px solid #FED7AA;border-left:4px solid #F57C00;border-radius:14px;padding:24px 28px;margin-bottom:28px}.legal-tldr-label{display:inline-flex;align-items:center;gap:7px;font-size:11px;font-weight:700;color:#B45309;letter-spacing:0.14em;text-transform:uppercase;margin-bottom:10px}.legal-tldr-label i{font-size:11px}.legal-tldr h2{font-family:var(--font-heading);font-size:19px;font-weight:700;color:#0a1d3d;margin:0 0 12px;line-height:1.3}.legal-tldr ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:8px}.legal-tldr li{display:flex;gap:10px;align-items:flex-start;font-size:14.5px;line-height:1.55;color:#475569}.legal-tldr li i{color:#F57C00;font-size:12px;margin-top:5px;flex-shrink:0}.legal-tldr li strong{color:#0a1d3d}.legal-section{background:#fff;border:1px solid #E2E8F0;border-radius:16px;padding:28px 32px;margin-bottom:14px;scroll-margin-top:90px}.legal-section h2{font-family:var(--font-heading);font-size:21px;font-weight:700;color:#0a1d3d;line-height:1.25;margin:0 0 16px;padding-bottom:14px;border-bottom:1px solid #F4F3F7;display:flex;align-items:center;gap:14px}.legal-section-num{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;background:linear-gradient(135deg,#534AB7,#311B92);color:#fff;border-radius:10px;font-family:var(--font-heading);font-size:14px;font-weight:700;flex-shrink:0;box-shadow:0 4px 12px rgba(83,74,183,0.25)}.legal-section h3{font-family:var(--font-heading);font-size:15.5px;font-weight:700;color:#0a1d3d;margin:22px 0 10px}.legal-section p{font-size:14.5px;line-height:1.7;color:#475569;margin:0 0 12px}.legal-section p:last-child{margin-bottom:0}.legal-section strong{color:#0a1d3d;font-weight:700}.legal-section ul,.legal-section ol{margin:0 0 14px;padding-left:22px;font-size:14.5px;line-height:1.7;color:#475569}.legal-section li{margin-bottom:6px}.legal-section li strong{color:#0a1d3d}.legal-section a{color:#534AB7;text-decoration:underline;text-underline-offset:2px}.legal-section a:hover{color:#311B92}.legal-callout{margin:16px 0;padding:14px 18px;background:#F8FAFC;border-left:3px solid #534AB7;border-radius:4px;font-size:14px;line-height:1.6;color:#475569}.legal-callout-strong{background:linear-gradient(135deg,rgba(83,74,183,0.06),rgba(245,124,0,0.06));border-left-color:#F57C00}.legal-callout strong{color:#0a1d3d}.legal-pullquote{margin:18px 0;padding:16px 22px;border-left:3px solid #FCD34D;background:#FFFBEB;font-style:italic;font-size:14.5px;line-height:1.6;color:#0a1d3d;border-radius:4px}.legal-pullquote-source{display:block;margin-top:6px;font-style:normal;font-size:11.5px;font-weight:600;color:#5F5E5A;letter-spacing:0.04em}.legal-table{width:100%;border-collapse:collapse;margin:14px 0 18px;font-size:13.5px;border:1px solid #E2E8F0;border-radius:10px;overflow:hidden}.legal-table thead{background:#F4F3F7}.legal-table th{padding:10px 14px;text-align:left;font-size:11.5px;font-weight:700;color:#311B92;letter-spacing:0.06em;text-transform:uppercase;border-bottom:1px solid #E2E8F0}.legal-table td{padding:12px 14px;border-top:1px solid #F4F3F7;color:#475569;vertical-align:top;line-height:1.55}.legal-table tr:first-child td{border-top:0}.legal-table td:first-child{font-weight:600;color:#0a1d3d}.legal-contact-card{background:linear-gradient(135deg,#0a1d3d 0%,#311B92 100%);border-radius:16px;padding:26px 30px;color:#fff;margin-top:24px}.legal-contact-card h3{font-family:var(--font-heading);font-size:17px;font-weight:700;margin:0 0 8px;color:#fff}.legal-contact-card p{font-size:14px;line-height:1.6;color:rgba(255,255,255,0.85);margin:0 0 14px}.legal-contact-card a{color:#FCD34D;text-decoration:none;font-weight:600}.legal-contact-card a:hover{text-decoration:underline}.legal-contact-meta{display:flex;gap:22px;flex-wrap:wrap;margin-top:14px;padding-top:14px;border-top:1px solid rgba(255,255,255,0.14);font-size:12px;color:rgba(255,255,255,0.7)}.legal-contact-meta strong{color:#fff;font-weight:600}.legal-related{background:#F4F3F7;border-top:1px solid #E2E8F0;padding:36px 24px;text-align:center}.legal-related-label{display:block;font-size:11px;font-weight:700;color:#5F5E5A;letter-spacing:0.16em;text-transform:uppercase;margin-bottom:14px}.legal-related-pills{display:flex;gap:10px;justify-content:center;flex-wrap:wrap}.legal-related-pill{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;background:#fff;border:1px solid #E2E8F0;border-radius:999px;font-size:13px;font-weight:600;color:#475569;text-decoration:none;transition:background 0.2s,color 0.2s,border-color 0.2s,transform 0.2s}.legal-related-pill i{font-size:11px;color:#534AB7}.legal-related-pill:hover{background:#534AB7;color:#fff;border-color:#534AB7;transform:translateY(-2px)}.legal-related-pill:hover i{color:#FCD34D}@media (max-width:880px){.legal-hero{padding:72px 20px 44px}.legal-layout{grid-template-columns:1fr;gap:0;padding:32px 18px 48px}.legal-toc{display:none}.legal-toc-mobile{display:block}.legal-section{padding:22px 24px}}